Private Pay: Rates as of January 1st 2020
Individual Therapy: $150 for a 50 minute session
Couples Therapy: $200 for a 50 minute session
Couples Crisis Session: $400 (2 Hours)
Family Therapy $200 for a 50 minute session
In some cases, a “sliding scale” arrangement can be made based on an individual’s financial need and available resources.
What are the benefits of paying out of pocket versus going through my insurance?
Clients who pay out of pocket are guaranteed a higher level of confidentiality meaning that the only people who know any of the details of treatment are themselves and their therapist. When you bill through your insurance company they can request information exchanged in session. Insurance providers require a mental health diagnosis in order for therapy to be covered. This means that many issues (such as martial problems, life stress, or personal growth) are not covered by insurance anyway. When clients pay out-of-pocket, there is no requirement of a mental health diagnosis for treatment. It is important to consider that once a diagnosis becomes a part of your permanent medical record it can potentially effect the consideration of future policies, such as, Life Insurance, Short and Long Term Disability.
Accepted Insurance Plans:
Blue Cross Blue Shield (BlueCard PPO Basic, BlueCard PPO/EPO, BlueCard Traditional, Medicare Advantage PPO)
Cigna (CIGNA HealthCare of New York, Inc., Metro NY Seamless Network, Open Access Plus, OA Plus, ChoiceFund OA Plus with CareLink, Open Access Plus, OA Plus, ChoiceFund OA Plus, PPO, Choice Fund PPO)
(Please note that your insurance plan may not cover couples therapy)
Please Call Your Insurance Company Before You Call to Set Your First Appointment. For Accepted Insurance plans to guarantee coverage ask the following questions: Do I have mental health benefits? (If you are covered under more than one policy: Are you my primary Insurance?) What is my deductible and has it been met? (If your deductible has not been met: What is my discounted rate? How much do I need to pay to fulfill my deductible?) How many sessions does my health insurance cover? What is my co-pay per therapy session? Is approval required from my primary care physician?
Other Insurance Companies: I am considered “Out of Network” by most insurance companies. At your request, I will be happy to provide you with a monthly statement of fees paid so that you can seek reimbursement for “Out of Network” care. It is your responsibility to contact your insurance company before your first appointment to make sure you understand their policies and procedures about coverage. Please check your coverage carefully by asking: Do I have out of network coverage? Do I have mental health benefits? How much is my deductible? After the deductible, what percentage of the fees will be covered per session? Are their any reimbursement forms I need to fill out? What is the address to which i should send these forms? Is anything else required?
Individual Therapy: $150 for a 50 minute session
Couples Therapy: $200 for a 50 minute session
Couples Crisis Session: $400 (2 Hours)
Family Therapy $200 for a 50 minute session
In some cases, a “sliding scale” arrangement can be made based on an individual’s financial need and available resources.
What are the benefits of paying out of pocket versus going through my insurance?
Clients who pay out of pocket are guaranteed a higher level of confidentiality meaning that the only people who know any of the details of treatment are themselves and their therapist. When you bill through your insurance company they can request information exchanged in session. Insurance providers require a mental health diagnosis in order for therapy to be covered. This means that many issues (such as martial problems, life stress, or personal growth) are not covered by insurance anyway. When clients pay out-of-pocket, there is no requirement of a mental health diagnosis for treatment. It is important to consider that once a diagnosis becomes a part of your permanent medical record it can potentially effect the consideration of future policies, such as, Life Insurance, Short and Long Term Disability.
Accepted Insurance Plans:
Blue Cross Blue Shield (BlueCard PPO Basic, BlueCard PPO/EPO, BlueCard Traditional, Medicare Advantage PPO)
Cigna (CIGNA HealthCare of New York, Inc., Metro NY Seamless Network, Open Access Plus, OA Plus, ChoiceFund OA Plus with CareLink, Open Access Plus, OA Plus, ChoiceFund OA Plus, PPO, Choice Fund PPO)
(Please note that your insurance plan may not cover couples therapy)
Please Call Your Insurance Company Before You Call to Set Your First Appointment. For Accepted Insurance plans to guarantee coverage ask the following questions: Do I have mental health benefits? (If you are covered under more than one policy: Are you my primary Insurance?) What is my deductible and has it been met? (If your deductible has not been met: What is my discounted rate? How much do I need to pay to fulfill my deductible?) How many sessions does my health insurance cover? What is my co-pay per therapy session? Is approval required from my primary care physician?
Other Insurance Companies: I am considered “Out of Network” by most insurance companies. At your request, I will be happy to provide you with a monthly statement of fees paid so that you can seek reimbursement for “Out of Network” care. It is your responsibility to contact your insurance company before your first appointment to make sure you understand their policies and procedures about coverage. Please check your coverage carefully by asking: Do I have out of network coverage? Do I have mental health benefits? How much is my deductible? After the deductible, what percentage of the fees will be covered per session? Are their any reimbursement forms I need to fill out? What is the address to which i should send these forms? Is anything else required?