Therapist Rates
Sejginha Williams-Abaku, LMFT:
Individual Therapy: $175 for a 55 minute session
Couples Therapy/Family Therapy: $225 for a 55 minute session
Fill In Couples Crisis Session: $700 (2 Hours, See bottom of Couples Intensive page for more information)
Insurances Accepted: BCBS (Anthem), Cigna (Evernorth)
Individual Therapy: $175 for a 55 minute session
Couples Therapy/Family Therapy: $225 for a 55 minute session
Fill In Couples Crisis Session: $700 (2 Hours, See bottom of Couples Intensive page for more information)
Insurances Accepted: BCBS (Anthem), Cigna (Evernorth)
Therapists in Training Rates
Ms. Naomi Parker, Limited Permit, MFT
Insurances Accepted: BCBS (Anthem), Cigna (Evernorth)
Individual Sessions: $90
Couples/Family Sessions: $125
Mrs. Deanna Melillo-Degia:
No Insurances Accepted
Individual Sessions: $65
Couples/Family Sessions: $80
Mrs. Priscilla Tran
No Insurances Accepted
Individual Sessions: $65
Couples/Family Sessions: $80
*We believe in making therapy affordable whenever possible. If we are able to offer reduced fees for services, we will. You will be required to fill out a Sliding Scale Request form to determine eligibility.
Insurances Accepted: BCBS (Anthem), Cigna (Evernorth)
Individual Sessions: $90
Couples/Family Sessions: $125
Mrs. Deanna Melillo-Degia:
No Insurances Accepted
Individual Sessions: $65
Couples/Family Sessions: $80
Mrs. Priscilla Tran
No Insurances Accepted
Individual Sessions: $65
Couples/Family Sessions: $80
*We believe in making therapy affordable whenever possible. If we are able to offer reduced fees for services, we will. You will be required to fill out a Sliding Scale Request form to determine eligibility.
Accepted In-Network Insurance Plans
Empire Blue Cross Blue Shield , Cigna. Please view instructions below on how to confirm coverage with you insurance company.
Please Call Your Insurance Company Before You Call to Set Your First Appointment. For Accepted Insurance plans to guarantee coverage ask the following questions: Do I have mental health benefits? (If you are covered under more than one policy: Are you my primary Insurance?) What is my deductible, and has it been met? (If your deductible has not been met: What is my discounted rate? How much do I need to pay to fulfill my deductible?) How many sessions does my health insurance cover? What is my co-pay per therapy session? Is approval required from my primary care physician?
Please Call Your Insurance Company Before You Call to Set Your First Appointment. For Accepted Insurance plans to guarantee coverage ask the following questions: Do I have mental health benefits? (If you are covered under more than one policy: Are you my primary Insurance?) What is my deductible, and has it been met? (If your deductible has not been met: What is my discounted rate? How much do I need to pay to fulfill my deductible?) How many sessions does my health insurance cover? What is my co-pay per therapy session? Is approval required from my primary care physician?
Out of Network Rates
I am considered “Out of Network” by most insurance companies including Aetna, United Healthcare and UMR if your plan includes out of network coverage. If you have out of network benefits, your insurance company will typically reimburse you for 60-80% of each session’s fee once your deductible is met. Try using our OON calculator below to see how much you can expect to get reimbursed for each session.
At your request, I will be happy to provide you with weekly Superbills (invoices of fees paid) so that you can seek reimbursement for “Out of Network” care. It is your responsibility to contact your insurance company before your first appointment to make sure you understand their policies and procedures about coverage. Please check your coverage carefully by asking: Do I have out of network coverage? Do I have mental health benefits? How much is my deductible? After the deductible, what percentage of the fees will be covered per session? Are there any reimbursement forms I need to fill out? What is the address to which I should send these forms? Is anything else required?
At your request, I will be happy to provide you with weekly Superbills (invoices of fees paid) so that you can seek reimbursement for “Out of Network” care. It is your responsibility to contact your insurance company before your first appointment to make sure you understand their policies and procedures about coverage. Please check your coverage carefully by asking: Do I have out of network coverage? Do I have mental health benefits? How much is my deductible? After the deductible, what percentage of the fees will be covered per session? Are there any reimbursement forms I need to fill out? What is the address to which I should send these forms? Is anything else required?
A note about Couples Counseling: Most insurers do not cover couples counseling. These are some questions you should ask your insurer to find out if yours does:
What are the benefits of paying out of pocket versus going through my insurance?
Clients who pay out of pocket are guaranteed a higher level of confidentiality, meaning that the only people who know any of the treatment details are themselves and their therapist. When you bill through your insurance company, they can request information exchanged in session. Insurance providers require a mental health diagnosis for therapy to be covered. Many issues (such as marital problems, life stress, or personal growth) are not covered by Insurance anyway. When clients pay out-of-pocket, there is no requirement for a mental health diagnosis for treatment. It is important to consider that once a diagnosis becomes a part of your permanent medical record, it can potentially affect the consideration of future policies, such as Life Insurance, Short and Long Term Disability.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
- Specifically ask, “Do you pay for diagnostic code Z63.0 – Problems in relationship with spouse or partner”
- If they do, ask them what procedure code it should be billed under. Make them look it up and give you a reference. Ask how many sessions they will cover. Have them provide that information to you in writing.
What are the benefits of paying out of pocket versus going through my insurance?
Clients who pay out of pocket are guaranteed a higher level of confidentiality, meaning that the only people who know any of the treatment details are themselves and their therapist. When you bill through your insurance company, they can request information exchanged in session. Insurance providers require a mental health diagnosis for therapy to be covered. Many issues (such as marital problems, life stress, or personal growth) are not covered by Insurance anyway. When clients pay out-of-pocket, there is no requirement for a mental health diagnosis for treatment. It is important to consider that once a diagnosis becomes a part of your permanent medical record, it can potentially affect the consideration of future policies, such as Life Insurance, Short and Long Term Disability.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.
