Accepted Insurance Plans: Blue Cross Blue Shield (We do not accept BCBS Health Plus, Medicaid or Medicare plans), Cigna
Sejginha Williams-Abaku , LMFT
Out of Pocket/Out of Network Rates: Rates as of January 1st 2020
Individual Therapy: $150 for a 50 minute session
Couples Therapy: $200 for a 50 minute session
Couples Crisis Session: $400 (2 Hours, See bottom of Couples Intensive page for more information)
Family Therapy (Contact for more information)
In some cases, a “sliding scale” arrangement can be made based on an individual’s financial need and available resources.
A note about Couples Counseling: Most insurers do not cover couples counseling. These are some questions you should ask your insurer to find out if yours does:
What are the benefits of paying out of pocket versus going through my insurance?
Clients who pay out of pocket are guaranteed a higher level of confidentiality, meaning that the only people who know any of the treatment details are themselves and their therapist. When you bill through your insurance company, they can request information exchanged in session. Insurance providers require a mental health diagnosis for therapy to be covered. Many issues (such as marital problems, life stress, or personal growth) are not covered by Insurance anyway. When clients pay out-of-pocket, there is no requirement for a mental health diagnosis for treatment. It is important to consider that once a diagnosis becomes a part of your permanent medical record, it can potentially affect the consideration of future policies, such as Life Insurance, Short and Long Term Disability.
Accepted Insurance Plans: Blue Cross Blue Shield (We do not accept BCBS Health Plus, Medicaid or Medicare plans), Cigna
Please Call Your Insurance Company Before You Call to Set Your First Appointment. For Accepted Insurance plans to guarantee coverage ask the following questions: Do I have mental health benefits? (If you are covered under more than one policy: Are you my primary Insurance?) What is my deductible, and has it been met? (If your deductible has not been met: What is my discounted rate? How much do I need to pay to fulfill my deductible?) How many sessions does my health insurance cover? What is my co-pay per therapy session? Is approval required from my primary care physician?
Other Insurance Companies: I am considered “Out of Network” by most insurance companies including Aetna (PPO/POS), United Healthcare (PPO/POS). At your request, I will be happy to provide you with weekly Superbills (invoices of fees paid) so that you can seek reimbursement for “Out of Network” care. It is your responsibility to contact your insurance company before your first appointment to make sure you understand their policies and procedures about coverage. Please check your coverage carefully by asking: Do I have out of network coverage? Do I have mental health benefits? How much is my deductible? After the deductible, what percentage of the fees will be covered per session? Are there any reimbursement forms I need to fill out? What is the address to which I should send these forms? Is anything else required?
Sejginha Williams-Abaku , LMFT
Out of Pocket/Out of Network Rates: Rates as of January 1st 2020
Individual Therapy: $150 for a 50 minute session
Couples Therapy: $200 for a 50 minute session
Couples Crisis Session: $400 (2 Hours, See bottom of Couples Intensive page for more information)
Family Therapy (Contact for more information)
In some cases, a “sliding scale” arrangement can be made based on an individual’s financial need and available resources.
A note about Couples Counseling: Most insurers do not cover couples counseling. These are some questions you should ask your insurer to find out if yours does:
- Specifically ask, “Do you pay for diagnostic code Z63.0 – Problems in relationship with spouse or partner”
- If they do, ask them what procedure code it should be billed under. Make them look it up and give you a reference. Ask how many sessions they will cover. Have them provide that information to you in writing.
What are the benefits of paying out of pocket versus going through my insurance?
Clients who pay out of pocket are guaranteed a higher level of confidentiality, meaning that the only people who know any of the treatment details are themselves and their therapist. When you bill through your insurance company, they can request information exchanged in session. Insurance providers require a mental health diagnosis for therapy to be covered. Many issues (such as marital problems, life stress, or personal growth) are not covered by Insurance anyway. When clients pay out-of-pocket, there is no requirement for a mental health diagnosis for treatment. It is important to consider that once a diagnosis becomes a part of your permanent medical record, it can potentially affect the consideration of future policies, such as Life Insurance, Short and Long Term Disability.
Accepted Insurance Plans: Blue Cross Blue Shield (We do not accept BCBS Health Plus, Medicaid or Medicare plans), Cigna
Please Call Your Insurance Company Before You Call to Set Your First Appointment. For Accepted Insurance plans to guarantee coverage ask the following questions: Do I have mental health benefits? (If you are covered under more than one policy: Are you my primary Insurance?) What is my deductible, and has it been met? (If your deductible has not been met: What is my discounted rate? How much do I need to pay to fulfill my deductible?) How many sessions does my health insurance cover? What is my co-pay per therapy session? Is approval required from my primary care physician?
Other Insurance Companies: I am considered “Out of Network” by most insurance companies including Aetna (PPO/POS), United Healthcare (PPO/POS). At your request, I will be happy to provide you with weekly Superbills (invoices of fees paid) so that you can seek reimbursement for “Out of Network” care. It is your responsibility to contact your insurance company before your first appointment to make sure you understand their policies and procedures about coverage. Please check your coverage carefully by asking: Do I have out of network coverage? Do I have mental health benefits? How much is my deductible? After the deductible, what percentage of the fees will be covered per session? Are there any reimbursement forms I need to fill out? What is the address to which I should send these forms? Is anything else required?
